Caleb Daggett is an investment advisory representative of and provides advisory services through CoreCap Advisors, LLC. Caleb Daggett and CoreCap Advisors are separate and unaffiliated entities.
Retirement Made Easy With CSA
Meet Commonwealth Strategy Advisors
We Are Experts in Strategic Retirement Planning for Federal Employees
Navigating Your Federal Benefits As You Approach Retirement
At Commonwealth Strategy Advisors, we help Federal Employees eliminate the guesswork and transition confidently into retirement.
We will never charge for assistance (see FAQs), and our recommendations and solutions will be tailored to you and your unique situation. You’ll receive personalized pension and benefit projections, expert assistance with retirement paperwork, strategic income planning, and comprehensive investment management advice—all from a licensed financial advisor committed to the fiduciary standard of putting your interests first.
1. Review Your Retirement Plan:
- FERS Participants: Understand your Basic Annuity, Social Security benefits, and Thrift Savings Plan (TSP) accounts.
- CSRS Participants: Focus on how your final salary and years of service affect your annuity, and understand your TSP account.
2. Compare Retirement Scenarios
- Analyze the financial impact of starting Social Security at age 62 vs. reaching full retirement age.
- Use tools available on TSP.gov or consult a financial advisor to project your future income.
3. Engage in Retirement Planning Seminars
- Many Federal agencies and external organizations offer workshops to help you understand benefit calculations, tax implications, and FEHBP (Federal Employees Health Benefits Program) options, or the PSHBP starting in 2025 for USPS employees.
4. Seek Expert Advice
- Working with a financial advisor who specializes in Federal retirement planning ensures you tailor your strategy to your unique situation.
Commonwealth Strategy Advisors
If you'd like to step into your retirement with a deliberate plan based on informed decisions and sound advice, contact us.
At Commonwealth Strategy Advisors, we want to equip you with the insights and resources necessary for a prosperous retirement journey. Join one of our workshops today and embark on the path to your retirement dreams.
Meet Commonwealth Strategy Advisors
- (619) 836-7907
- caleb@commstrategic.org
- Finra CRD #: 7368086
Caleb Wood-Daggett
Founder and Financial Advisor
Caleb has been in the Federal Employee retirement space since 2017, and founded CSA in 2021. As the head of Commonwealth Strategy Advisors, he is dedicated to helping federal employees take a strategic approach to retirement planning.
He’s a licensed fiduciary, and an expert in the FERS and CSRS retirement systems, specializing in benefit planning, strategic income strategies, and wealth management tailored to the unique needs of federal employees nearing retirement. His expertise lies in simplifying complex financial concepts into plain-English, and offering clear and actionable advice, and his hands-on approach has earned him a reputation for transparency, professionalism, and compassion.
Outside of work, he’s a devoted family man who enjoys spending quality time with his wife, Julie and their dog, Peter.
We make it our mission to provide you with smarter, more effective federal retirement planning. Call (619) 836-7907 and let us know how we can help.
Get Started With Commonwealth Strategy Advisors
Still Have Questions? Contact Us Today To Start Navigating Your Future
We offer a specialized planning approach that is unique to each of our clients needs. Our process allows us to take the time to understand you, your financial goals, explain all of your options, and help lead you in the right direction.