Caleb Daggett is an investment advisory representative of and provides advisory services through CoreCap Advisors, LLC. Caleb Daggett and CoreCap Advisors are separate and unaffiliated entities.
Retirement Made Easy With CSA
Our Services
Retirement Made Easy
Understanding your Options and Getting Confident Starts Here
Planning for retirement under the Federal Employees Retirement System (FERS) requires a strategic approach.
Our Strategic FERS Retirement Planning service provides you with a comprehensive analysis of your benefits and options, allowing you to create a personalized retirement strategy.
1. Gather All Necessary Documents:
- Collect retirement estimates, TSP statements, and benefits summaries.
- Review resources on OPM.gov and TSP.gov for official guidelines.
2. Set Clear Financial Goals:
- Calculate expected retirement expenses, including healthcare, housing, and leisure.
- Create a financial roadmap to determine the optimal time to retire.
3. Review Your TSP and Pension Options:
- Review your fund allocations to assure your investments align with your risk tolerance.
- Strategize your TSP withdrawals to take what you need while still allowing for potential growth.
- Explore the benefits of rolling over your TSP into an IRA for greater investment flexibility and tax discretion.
4. Leverage Professional Guidance:
- A financial advisor experienced in Federal benefits can provide personalized insights into maximizing your annuity, retirement funds, and other benefits.
Start Planning Today And Take Control Of Your Financial Future
With our expert advice, you can navigate the complexities of FERS with clarity and confidence, ensuring a secure and fulfilling retirement.
Mitigating RMDs
FEGLI
Paperwork Assistance
Pension Calculation
Income Gap Analysis
Troubleshoot for Excess or Unneeded Benefits
Distribution Strategy
Roth Conversion
Strategic Debt Payoff Strategy
Lasting Tax Strategies for You and Your Heirs
Building your plan | Retiring confident
Navigate The Fine Print With Expert Help
Zero-Cost Retirement Paperwork Assistance
Navigating retirement paperwork can be overwhelming, but you don’t have to do it alone. Our Retirement Paperwork Assistance service streamlines the often complicated process of completing and submitting the necessary documents for your retirement.
We guide you through each form, ensuring that all information is accurate and submitted on time. With our expert assistance, you can feel confident that you’re taking the right steps toward a smooth transition into retirement. Focus on enjoying your retirement journey while we handle the paperwork details for you.
Investment Planning & Income Strategies
Determining your net take-home in retirement is crucial. This is the actual amount deposited in your bank account each month after taxes and deductions from your pension and Social Security (or FERS supplement, if applicable). It’s the key number for maintaining your lifestyle.
We’ll calculate your future household take-home income and compare it to your current income, identifying any ‘budgetary gaps’ you’ll need to address. We’ll suggest an investment plan that’s built around not only filling that budget gap so you can maintain your lifestyle, but also planning for future expenses like education costs, healthcare needs, retirement savings, and unexpected emergencies.
Strategic FERS Retirement Planning
Develop a Tactical Plan for Your Retirement
Planning for retirement under the Federal Employees Retirement System (FERS) requires a strategic approach.
Our Strategic FERS Retirement Planning service provides you with a comprehensive analysis of your benefits and options, allowing you to create a personalized retirement strategy. We consider your unique career path, financial goals, and lifestyle preferences to design a plan that maximizes your retirement benefits. With our expert advice, you can navigate the complexities of FERS with clarity and confidence, ensuring a secure and fulfilling retirement. Start planning today and take control of your financial future.
Personalized Pension And Social Security Projections
Get tailored pension, FERS Supplement, and benefit projections based on you and your FERS career.
At Commonwealth Strategy Advisors, we understand that every retirement is unique. Our Personalized Pension Projections service offers you tailored insights into your specific pension benefits, helping you to visualize your financial future.
We take the time to analyze your service history, salary history, and retirement goals to provide you with detailed projections that align with your needs. This service empowers you to make informed decisions about your retirement, ensuring that you are well-prepared for the next chapter of your life. Let us help you navigate the complexities of your pension benefits with confidence.
Gain a Clear Understanding of What Retirement Could Look Like
Still Have Questions? Contact Us Today To Start Navigating Your Future
We offer a specialized planning approach that is unique to each of our clients needs. Our process allows us to take the time to understand you, your financial goals, explain all of your options, and help lead you in the right direction.